Federal Reserve U.S. Bankers Decrease Rate by Quarter Percent ( ⬇️ .25 % )

Key Point: The borrowing rate is now from 4% to 4.25%.

Written by: Stan Switaj

Date: September 17, 2025

From the Federal Reserve press release on the interest rate.

The article says that the Federal Reserve, the central bankers of the United States, lowered the target range for the federal funds rate to help stimulate economic activity a .25 %. This could lead to increased job creation and a boost to the economy. Additionally, this lowered interest rate may assist small businesses which would make it easier for them to borrow money and invest in growth.

Ultimately, this decision to lower the target range for the federal funds rate by a quarter percent depends on a variety of factors, including incoming data, the evolving outlook, and the balance of risks. The Federal Reserve will carefully assess these factors and make a decision that it believes is in the best interest of the economy and to maximize job creation, while attempting to lower inflation to a 2% objective.